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8 Questions
to ask YOUR INSPECTOR
1.
HAVE YOU PASSED THE EXAM? The only neutral test of the technical knowledge necessary to
professionally inspect homes is the NHIE (National Home
Inspectors Exam created in 1998 by the NHIE Board). Of the 30+
States that license Home Inspectors passing the NHIE Exam is the
minimum requirement for the vast majority. With over 1,000
Inspectors in Michigan (and no state licensing or oversight)
only 173 have attempted the test. Only 106 passed. 9 of 10
Michigan Inspectors have not met these minimum criteria.
Get proof your Inspector is qualified & passed the NHIE exam.
2.
WHICH PROFESSIONAL SCHOOL DID YOU ATTEND? Expertise on
house problems, house components and systems can only be
obtained by attending a professional Inspector school.
Ask what professional school your Inspector attended.
3.
WHEN DID YOU APPRENTICE UNDER A SENIOR INSPECTOR? Electricians,
plumbers and all skilled trades require an apprenticeship. Book
learning is not enough. Don’t let your inspector get “On the Job
Training” at your expense. Ask your Inspector about
their apprenticeship
4.
ARE YOU A MEMBER OF ASHI or NAHI? The American
Society Home Inspectors (ASHI) and National
Association Home Inspectors (NAHI) are the
only two nationally recognized professional associations for
inspectors. If an Inspector is not a member of one of these
associations where are they getting Continuing Education and how
do they stay up to date on technical information? Ask
your Inspector about their membership.
5.
HOW MANY PAID INSPECTIONS DID YOU DO LAST YEAR? Number of years
of experience can be misleading. Less than 250 inspections per
year is a part time Inspector. Do you really want a part time
Inspector for the most expensive purchase of your lifetime? Ask
your Inspector how many buyers paid them for a home inspection
last year.
6.
WHO STANDS BEHIND THE INSPECTOR IF A MAJOR SITUATION IS
MISSED? Always hire a company not just a one man
shop. Inspectors who answer their own phone (usually cell
phones) may be here today and gone tomorrow. Ask your
Inspector if he is alone or has a team to support and protect
you.
7.
ARE YOU A FULLY INSURED INSPECTOR?
DO YOU HAVE ERRORS & OMMISSIONS INSURANCE? Your Inspector misses
a major situation. Does your Inspector have ERRORS & OMISSIONS
Insurance to protect themselves & YOU? Request an
email copy of your Inspector’s E&O insurance.
DO YOU CARRY WORKMAN’S COMPENSATION INSURANCE? Any Inspector you
hire may injure themselves. Get proof of workman’s compensation
insurance otherwise you may be liable for a lifetime of lost
wages. A fall off a roof may end a career and start a lifetime
of debt for you. The risk is simply too great. Have
inspector email you proof of their Workman’s Comp. insurance
protecting themselves & you.
DO YOU HAVE GENERAL LIABILITY INSURANCE? A real life example:
Agent leaves the inspection after the 1st hour.
Inspector and Buyer leave forgetting to shut off water filling
the upstairs tub. Two days later the owner returns to find water
cascading from the 2nd floor and damages of $80,000+.
Who pays for this damage? Is your Inspector one of the
90% not insured? Ask for a certificate.
ARE YOU BONDED? AND HAD A CRIMINAL BACKGROUND CHECK? A diamond ring and expensive watch turn up
missing after your inspection. The owner calls and asks: “Who
will pay for my watch and ring?” Real Estate Agents have a
background check by the state as a requirement for their
license. Home Inspectors have NO LICENSE, no background check.
Confirm your Inspector has passed a criminal background
check and is bonded.
8.
TELL ME ABOUT YOUR INSPECTION REPORT?
Is your report
computer generated? Is the final report delivered at the
inspection not some days later? Are there photos for
clarification? Ask your Inspector for these as a
minimum.
YOU EXPECT
EXCELLENT CUSTOMER SERVICE. It starts with a professionally
trained scheduling person available 7 days per week. Excellent
service continues through the inspection with an Inspector who
has the communication skills, technical training and experience
to give you the peace of mind that you will avoid the money pit.
Great customer service does not end at the inspection it
continues afterward with one year follow up with “HomeTips”
support. Is your Inspector providing you with Heroic
Customer Service?
8
Questions to ask YOUR INSPECTOR
-
HAVE YOU
PASSED THE EXAM?
-
WHICH
PROFESSIONAL SCHOOL DID YOU ATTEND?
-
DID YOU
APPRENTICE UNDER A SENIOR INSPECTOR?
-
ARE YOU A
MEMBER OF ASHI OR NAHI?
-
HOW MANY
PAID INSPECTIONS DID YOU DO LAST YEAR?
-
WHO
STANDS BEHIND THE INSPECTOR IF A MAJOR SITUATION IS MISSED?
-
ARE YOU A
FULLY INSURED INSPECTOR?
-
TELL ME
ABOUT YOUR INSPECTION REPORT?
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